Home IBAN Chad

Chad IBAN validator

How the IBAN format works

Format
TD + 2 check digits + 25 digits (27 chars) — used in practice, not in the official SWIFT IBAN registry
Example
TD6200000000000000000100008

Things to watch for

  • Chad is not in the official SWIFT IBAN registry — this 27-character format is used in practice by Chadian banks, not formally standardized by SWIFT/ECBS
  • Chad shares its central bank, BEAC, and the Central African CFA franc (XAF) with 5 other Central African countries — none of which are in the official SWIFT registry either
  • Checks format and checksum only — does not confirm the account exists or is held at a real Chadian bank
Regex for IBAN
^TD[0-9]{25}$

A Chadian IBAN-style account number is 27 characters: “TD”, two check digits, then 25 digits with no letters anywhere — for example TD6200000000000000000100008. Chad is not in the official SWIFT/ECBS IBAN registry, but it’s a member of the same monetary union as five neighbors — Cameroon, Central African Republic, Congo-Brazzaville, Equatorial Guinea, and Gabon — sharing the central bank BEAC (Banque des États de l’Afrique Centrale) and the Central African CFA franc (XAF).

As a landlocked country reliant on cross-border banking relationships with Cameroon and the Central African Republic for much of its international trade, Chad follows the BEAC-wide convention exactly: 27 characters, fully numeric after the check digits, no letter-based bank code separating any block.

How this validator works

This tool checks the “TD” prefix, confirms exactly 25 digits follow the two check digits, and runs the mod-97 checksum (ISO 7064) the number must satisfy. Everything runs client-side, with nothing sent to a server.

What a pass doesn’t tell you

A pass confirms the 27 characters are internally consistent — not that the account is open or that Chad has formal SWIFT IBAN registration. This tool performs no lookup against BEAC or any Chadian bank.

Scope: format and mod-97 checksum validation only, for a locally used but non-SWIFT-registered format — not payment processing or account confirmation.

Content last reviewed 2026-08-10.

IBAN FAQ

Is Chad part of the official SWIFT IBAN registry?

No. Chad is not in the official SWIFT/ECBS IBAN registry. Chadian banks, under the regional central bank BEAC, use a 27-character, all-numeric IBAN-shaped account number that satisfies the mod-97 checksum without formal SWIFT registration.

What does a Chadian IBAN-style number look like?

27 characters: 'TD', two check digits, then 25 digits and no letters — for example TD6200000000000000000100008.

Does a valid checksum mean the account is real?

No. It confirms the 27 characters are mathematically consistent under mod-97, entirely client-side. Confirming the account itself requires the account-holder's bank or BEAC, neither of which this tool queries.

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