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Mali IBAN validator

How the IBAN format works

Format
ML + 2 check digits + 2-character bank code + 22 digits (28 chars) — used in practice, not in the official SWIFT IBAN registry
Example
ML12ML0000000000000000100017

Things to watch for

  • Mali is not in the official SWIFT IBAN registry — this 28-character format is used in practice by Malian banks, not formally standardized by SWIFT/ECBS
  • Mali shares its central bank, BCEAO, and the West African CFA franc (XOF) with 7 other West African countries — none of which are in the official SWIFT registry either
  • Checks format and checksum only — does not confirm the account exists or is held at a real Malian bank
Regex for IBAN
^ML[0-9]{2}[A-Z0-9]{2}[0-9]{22}$

A Malian IBAN-style account number is 28 characters: “ML”, two check digits, a 2-character bank code, then 22 digits — for example ML12ML0000000000000000100017. Mali, one of the largest countries in West Africa by land area, is not in the official SWIFT/ECBS IBAN registry, but it shares its central bank, BCEAO (Banque Centrale des États de l’Afrique de l’Ouest), and the West African CFA franc (XOF) with seven neighbors — Burkina Faso, Côte d’Ivoire, Guinea-Bissau, Niger, and Senegal directly border it.

Mali sits in the same alphanumeric-block subgroup as Benin and Burkina Faso within BCEAO — where the 2 characters after the check digits can be letters or digits — distinct from Côte d’Ivoire, Niger, Senegal, and Togo, whose equivalent block is letters only.

How this validator works

This tool checks the “ML” prefix, confirms a 2-character code precedes exactly 22 digits, and runs the mod-97 checksum (ISO 7064) the number must satisfy — entirely in your browser, with nothing sent to a server.

What a pass doesn’t tell you

A pass confirms the 28 characters are internally consistent — not that the account is open or that Mali has formal SWIFT IBAN registration. This tool performs no lookup against BCEAO or any Malian bank.

Scope: format and mod-97 checksum validation only, for a locally used but non-SWIFT-registered format — not payment processing or account confirmation.

Content last reviewed 2026-08-10.

IBAN FAQ

Is Mali part of the official SWIFT IBAN registry?

No. Mali is not in the official SWIFT/ECBS IBAN registry. Malian banks, under the regional central bank BCEAO, use a 28-character IBAN-shaped account number that satisfies the mod-97 checksum without formal SWIFT backing.

What does a Malian IBAN-style number look like?

28 characters: 'ML', two check digits, a 2-character bank code, and 22 digits — for example ML12ML0000000000000000100017. That 2-character block can hold letters or digits.

Does a valid checksum confirm the account is real?

No. It confirms the 28 characters are mathematically consistent under mod-97, entirely client-side. Confirming the account itself requires the account-holder's bank or Mali's national payment system, neither of which this tool queries.

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