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Moldova IBAN validator

How the IBAN format works

Format
MD + 2 check digits + 20-char bank/account number (24 chars)
Example
MD24AG000225100013104168

Things to watch for

  • 24 characters total
  • Checks structure and checksum only, not that the account exists
Regex for IBAN
^MD[0-9]{2}[0-9A-Z]{20}$

A Moldovan IBAN is 24 characters: “MD”, two check digits, and a 20-character block that folds the bank identifier and account number together rather than keeping them in clearly separate segments. In practice that block typically opens with a couple of letters identifying the bank — AG in the example MD24AG000225100013104168 — immediately followed by a run of digits making up the account itself, so unlike several of its immediate neighbors toward the Balkans, which are purely numeric after the country code, a Moldovan IBAN mixes letters and digits in a single combined block. Anyone paying a business in Chișinău, sending funds to family in Moldova, or completing a transfer form that asks for an IBAN needs that full 20-character block correct, letters and digits alike.

How this validator works

The check confirms the “MD” prefix and that exactly 20 alphanumeric characters follow the two check digits, then runs the real mod-97 checksum (ISO 7064) Moldovan banks use to generate a valid IBAN — entirely in your browser, nothing sent to a server, result the moment you stop typing.

What a pass doesn’t tell you

A pass means the 24 characters are internally consistent — not that the account exists, is open, or belongs to whoever you expect. This tool performs no bank-name resolution and never contacts the National Bank of Moldova or any commercial bank. If a Moldovan IBAN fails, check the letters at the start of the 20-character block first — they’re the part most often mistaken for similar-looking digits when copied by hand.

Scope: Moldovan IBAN structure and mod-97 checksum validation only — not payment processing or confirmation an account is active. Use this to catch a typo before a transfer fails; your bank confirms the account itself.

Content last reviewed 2026-07-09.

IBAN FAQ

What's inside a Moldovan IBAN?

'MD', two check digits, and a 20-character alphanumeric block that combines the bank identifier and account number — for example MD24AG000225100013104168, where AG marks the bank and the remaining digits are the account.

Is a Moldovan IBAN all digits like some of its regional neighbors?

No. Unlike Serbia, Montenegro, Bosnia, or Kosovo — all of which are purely numeric after the country code — Moldova's 20-character block leads with letters identifying the bank before switching to a numeric account, so a Moldovan IBAN mixes both.

Does this tool confirm the Moldovan account is verified?

No. It checks only that the 24 characters are correctly structured and pass the mod-97 checksum, entirely in your browser, with no lookup against the National Bank of Moldova or any commercial bank.

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