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Hungary SWIFT/BIC code validator
How the SWIFT/BIC code format works
- Format
- 8 or 11-character bank identifier code, country code HU in positions 5-6
- Example
- OTPVHUHB
Things to watch for
- Structure: 4-letter bank code + HU (country) + 2-character location code, plus an optional 3-character branch code
- An 8-character code (or one ending XXX) refers to the bank's head office, almost always registered in Budapest
- No checksum digit — this is a format check only; it confirms positions 5-6 read HU, not that the bank or branch actually exists
^[A-Z]{4}HU[A-Z0-9]{2}([A-Z0-9]{3})?$A Hungarian SWIFT/BIC code identifies the bank behind an international wire transfer, paired with the 28-character Hungarian IBAN that identifies the account. Every Hungarian BIC has HU fixed at positions 5-6, right after the 4-letter bank code, and Hungary’s largest banks all register their SWIFT head office in Budapest, using the location code HB.
Major Hungarian bank BIC prefixes
| Bank | BIC | Location |
|---|---|---|
| OTP Bank | OTPVHUHB | Budapest |
| K&H Bank | OKHBHUHB | Budapest |
| UniCredit Bank Hungary | BACXHUHB | Budapest |
How this validator works
This tool checks that the code is 8 or 11 characters, the first 4 characters are letters, positions 5-6 read HU, and the location and optional branch segments use only letters and digits — entirely client-side, with nothing sent to a server.
What a pass doesn’t tell you
A pass confirms the code fits the Hungarian BIC pattern, not that OTPV or OKHB still names an operating bank, or that the branch suffix is current. A BIC has no checksum digit, so a fabricated code that matches the shape still passes.
Scope: format validation only. Hungarian transfers also need the 28-character IBAN — one of the longest in the EU — validated separately with its own mod-97 checksum.
SWIFT/BIC code FAQ
What's the SWIFT code format for a Hungarian bank?
A Hungarian BIC is 8 or 11 characters: a 4-letter bank code, HU fixed at positions 5-6, a 2-character location code, and an optional 3-character branch code — for example OTPVHUHB for OTP Bank's Budapest head office.
How do I read a Hungarian BIC?
In OKHBHUHB, OKHB identifies K&H Bank, HU is the country, and HB is the Budapest location code that every major Hungarian bank shares.
Does an 8-character code work for a Hungarian bank?
Yes — the 8-character BIC and its 11-character form ending XXX both identify the same head office and are accepted interchangeably on payment instructions.